Summary
Led product strategy and execution for a FinTech platform, driving innovation in B2B payments, credit solutions, and digital onboarding.
Highlights
Led the development and scaling of a FinTech platform, enabling B2B payments via commercial credit cards, optimizing working capital, and enhancing business cash flow through dynamic discounting.
Reduced approval turnaround time by 40% by launching the mobile-first Converj Approval App for CFOs, featuring push notifications and OTP-secured login.
Achieved 42% adoption and a 78% average campaign response rate for a WhatsApp-based early payment system, significantly streamlining payouts and improving supplier engagement.
Optimized transaction efficiency and reduced processing costs through the implementation of smart payment gateway routing, leveraging dynamic criteria like location, payment terms, and issuer bank.
Drove product distribution expansion by forging strategic partnerships with key financial institutions and payment networks, including ICICI, Kotak, HDFC, Yes Bank, Visa, Mastercard, RazorPay, CC Avenue, and Adyen.
Improved supplier opt-in rates and shortened negotiation cycles by developing dynamic, supplier-configured discounting models.
Scaled the Converj Issuing Platform by integrating advanced billing configurations, comprehensive ledger management, and treasury functionalities for banks and corporates, including interest accrual and statement generation.
Facilitated international market expansion into UAE and US by implementing multi-tenant architecture, timezone logic, and multi-currency onboarding, leveraging Signzy and Middesk integrations.
Enhanced transaction flexibility and supplier autonomy across diverse verticals by introducing buyer-funded credit and supplier-initiated payment flows.
Achieved 100% self-serve SaaS onboarding with zero manual operations by automating KYC, plan selection, and dashboard provisioning through Converj.com.
Ensured robust compliance and streamlined internal operations by deploying PCI DSS assessments, AML/OFAC checks, and granular feature flagging for controlled releases.
Developed and implemented an internal billing engine from inception, automating fee computation and service charge generation across multiple banks, corporates, and entities.
Integrated Generative AI capabilities into portfolio analytics to surface actionable insights, automate scoring adjustments, and empower treasury and sales teams with intelligent investment decisions.